As the creator and owner of the items on CoursesOnBudget.com, each author is responsible to you for items you purchase.

These rules are based on consumer laws that we think are the best “baseline” to apply to transactions that happen on CoursesOnBudget.com so you as the buyer have a consistent experience and know what to expect from all authors.

Please be aware that in addition to these rules, each country has its own laws surrounding refunds, and these local laws are not excluded if they apply to you.

Here are the situations in which we expect authors to give a full or partial refund on an item and related services you have purchased.

• • Item is “not as described”

• • Item doesn’t work the way it should

• • Item support is promised but not provided

Why a refund may not be given

If the item is materially similar to the description and preview and works the way it should, there is generally no obligation to provide a refund in situations like the following:

• • you don’t want it after you’ve downloaded it;

• • the item did not meet your expectations;

• • you simply change your mind;

• • you bought an item by mistake;

• • you do not have sufficient expertise to use the item;
    
    
  • for items on sale;

• • crypto payments are non refundable;

• • you ask for goodwill; or

• • you can no longer access the item because it has been removed (we advise you to download items as soon as you have purchased them to avoid this situation).