Ramit Sethi Advanced Personal Finance Course 2026 · Personal Finance Course ReviewAlready covered the basics and still feel like you are doing too much of your own money admin?
Ramit Sethi Advanced Personal Finance is the “next steps” video program that teaches you to run your finances like a CEO: set the strategy, then delegate the rest. Grab the files through
Courses On Budget and pay in crypto.
What Is Ramit Sethi – How to Win the Game of Advanced Personal Finance?
Ramit Sethi Advanced Personal Finance (APF) is a video course that sits after the fundamentals of personal finance. Its core idea is simple and a little uncomfortable: advanced personal finance is not doing more of the basic stuff, but better. It is about focusing on the strategy of earning more, investing more and protecting what you have, while handing the minutiae to the right people.
That is why the program spends its time on a personal finance team rather than on yet another credit card or retirement-account tweak. You see how to grow your investments, protect your wealth, reduce your taxes, and then how to find, test and brief the experts (a bookkeeper, a CPA and others) who carry the day-to-day work for you.
The original review behind this page is an honest one: it explains who should take the program and who should not. It suggests the course fits people with a higher income who have already read I Will Teach You to Be Rich and implemented most of it, and who are ready to hire out parts of their finances, such as an accountant for taxes. If you came expecting crypto or platform-hopping tips, expect a shift toward delegation instead. Find more programs of this kind in our Ecommerce Courses category.
Course at a glance
| Author / school |
Ramit Sethi |
| Format |
Digital files (self-paced) |
| Video lessons |
14 |
| Total files |
61 |
| Total size |
1.48 GB |
| Topic |
Advanced personal finance, delegation and tax strategy |
| Format |
MP4 video, MP3 audio and PDF worksheets |
| Payment |
Crypto only |
| Delivery |
Fast manual delivery after payment confirmation; links stay active for 7 days |
Advanced
Ramit Sethi — Advanced Personal Finance
A CEO-style approach to money: optimize, build your team of experts, then spend on the life you actually want.
- Module 1: grow your investments, protect your wealth, reduce your taxes, plus a CPA email script and 22 life events that could lower taxes
- Module 2: build a team of experts, 25 tasks the team does for him, bookkeeper case study and referral scripts
- Module 3: money scripts, the Money Dial, 20 Spending Experiments and a 100-purchase Spending Menu
- Welcome and “My Personal CFO” lessons with MP4, MP3 and PDF versions
Best for: Higher earners who have finished the basics and want to delegate and optimize.
What You Will Learn in Ramit Sethi Advanced Personal Finance
- How to think like a CEO of your own finances instead of doing every task yourself
- Ways to grow investments, protect wealth and reduce taxes, backed by a Module 1 worksheet
- How to build a team of experts from scratch and test candidates before you hire
- What a personal finance team can handle, from bookkeeping to tax conversations with your CPA
- How to spot the invisible costs of DIY personal finance
- How to overcome invisible money scripts and use money to live a better life
- How to run spending experiments and build your own Money Dial
Each lesson comes as video, audio and PDF, so you can watch at your desk, listen on the move or skim the notes before an appointment with your accountant.
Course index — what is inside
61 files in 5 main sections · 14 videos · 1.48 GB
📂 00-Welcome to the program · 3 files
AdvancedPersonalFinance-Welcome · AdvancedPersonalFinance-Welcome · AdvancedPersonalFinance-Welcome
📂 01-My Personal CFO · 3 files
AdvancedPersonalFinance-My-Personal-CFO · AdvancedPersonalFinance-My-Personal-CFO · AdvancedPersonalFinance-My-Personal-CFO
📂 02-Module 1-Optimizing Your Finances · 17 files
AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations · AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations · AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations · AdvancedPersonalFinance-01-Grow-your-investments · AdvancedPersonalFinance-01-Grow-your-investments · AdvancedPersonalFinance-01-Grow-your-investments · AdvancedPersonalFinance-01-Protect-your-wealth · AdvancedPersonalFinance-01-Protect-your-wealth · AdvancedPersonalFinance-01-Protect-your-wealth · AdvancedPersonalFinance-01-Reduce-your-taxes · AdvancedPersonalFinance-01-Reduce-your-taxes · AdvancedPersonalFinance-01-Reduce-your-taxes · AdvancedPersonalFinance-22-Life-Events-That-Could-Reduce-Your-Taxes · AdvancedPersonalFinance-Email-Script-Asking-your-CPA-about-tax-optimizations · AdvancedPersonalFinance-Module-1-Worksheet · AdvancedPersonalFinance-Ramits-Investment-Portfolio · Screenshot_2018-08-13 Behind the scenes of my personal finance team Advanced Personal Finance
📂 03-Module 2-Building Your Team · 19 files
AdvancedPersonalFinance-02-A-new-model-for-money-management · AdvancedPersonalFinance-02-A-new-model-for-money-management · AdvancedPersonalFinance-02-A-new-model-for-money-management · AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team · AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team · AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team · AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch · AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch · AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch · AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance · AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance · AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance · AdvancedPersonalFinance-25-Tasks-My-Team-Does-For-Me · AdvancedPersonalFinance-Case-Study-How-I-Hired-My-Bookkeeper · AdvancedPersonalFinance-Email-Script-Asking-for-Referrals · AdvancedPersonalFinance-Email-Script-How-I-Test-Potential-Candidates · AdvancedPersonalFinance-How-to-Use-Your-Team-of-Experts-to-Execute-Your-Module-1-Checklist · AdvancedPersonalFinance-Quickstart-Guide-to-Building-Your-Team-of-Experts · Screenshot_2018-08-13 How to build your Team of Experts from scratch Advanced Personal Finance
📂 04-Module 3-Living Your Rich Life · 19 files
AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts · AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts · AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts · AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life · AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life · AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life · AdvancedPersonalFinance-03-The-best-money-I-ever-spent · AdvancedPersonalFinance-03-The-best-money-I-ever-spent · AdvancedPersonalFinance-03-The-best-money-I-ever-spent · AdvancedPersonalFinance-03-Whats-your-1-Money-Dial · AdvancedPersonalFinance-03-Whats-your-1-Money-Dial · AdvancedPersonalFinance-03-Whats-your-1-Money-Dial · AdvancedPersonalFinance-20-Spending-Experiments · AdvancedPersonalFinance-Case-Study-Whats-a-money-win-youre-most-proud-of · AdvancedPersonalFinance-Case-Study-Whats-your-spending-philosophy · AdvancedPersonalFinance-Spending-Menu-100-Purchases-for-Living-a-Rich-Life · AdvancedPersonalFinance-The-1000-Money-Dials-Challenge · Screenshot_2018-08-13 How to use money to live a better life Advanced Personal Finance · advancedpersonalfinance
Ramit Sethi Advanced Personal Finance vs. Doing It All Yourself
The real alternative to this program is not another course; it is carrying on with a do-everything-yourself system. Here is the contrast.
| Factor |
Ramit Sethi Advanced Personal Finance |
DIY money management |
| Approach |
Strategy first, delegate the minutiae |
You handle every task personally |
| Tax angle |
Reduce-your-taxes lesson, CPA email script, life-events list |
Ad hoc research each year |
| Hiring help |
Team-building guide, referral and candidate-test scripts |
Trial and error |
| Mindset |
Money scripts and Money Dial exercises |
Rarely examined |
| Format |
14 videos plus MP3 and PDF files |
Scattered articles and videos |
If your finances already run well but eat your time, the structured route is the one that gives it back.
How to get it
1
Choose your course
Review the contents above and confirm the program fits your goal.
2
Pay with crypto
Checkout is crypto only. No account or verification is needed — see the payment guides if you are new to crypto.
3
Fast manual delivery
Delivery is handled manually after payment confirmation, so you get your files quickly.
4
Download & save
Download links remain available for 7 days. Save everything to your own storage.
Digital files. Crypto payment only. Fast delivery is handled manually after payment confirmation. Download links remain available for 7 days; save your files locally.
A coupon is available for this course.
Open the coupons page and check the current offer before you pay.
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✓ Pros
- Focuses on delegation and strategy, not more basic tips
- Worksheets, case studies and ready-to-send email scripts included in the files
- Video, audio and PDF versions of the lessons
- Clear guidance on who should and should not take it
- Three modules that move from optimization to team to lifestyle
✗ Cons
- Download is about 1.5 GB, so check free storage first
- Aimed at people who have finished the basics, not complete beginners
- Self-paced digital files with no live support included
- Crypto-only payment
Frequently asked questions
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How do I pay for this course?
Payment is by cryptocurrency only. No account or verification is needed, and the site explains the process step by step on its payment guide:
how to pay.
How is the course delivered?
These are digital files. Delivery is handled manually after payment confirmation. Download links remain available for 7 days, so save your files locally.
Final Verdict — Ramit Sethi – How to Win the Game of Advanced Personal Finance
If you want to stop being your own full-time finance department, Ramit Sethi Advanced Personal Finance gives you the framework, the scripts and the case studies to hand over the right jobs and keep the strategy for yourself. It is built for people past the basics, and it says so honestly.
Get the files through Courses On Budget, check the coupons page for the current offer and see what is new on our updates page. For more from the same teacher, look at Ramit Sethi — How To Win The Game and Teach Yourself Anything.
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