What is Ramit Sethi How to Win the Game of Advanced Personal FinanceΒ for Cheap?
How the Advanced Personal Finance course works
One of the first things Ramit asks is to explain your financial situation in the comments. Immediately, I notice: Iβm surrounded by people more advanced than me. And I love it.
These people β who are others in the program β unabashedly talk about their quarter-million-dollar salaries, their multiple houses, stock options, andΒ successful small businesses. They do so with candor, without gloat or brag.
I could see how this might turn off others, but I found it refreshing and motivating. These people are just being blunt: βThis is where I am at this stage in my life and this is why I am in this course.β
It also reinforces the idea that no matter how much money you make or how βadvancedβ you become, youβreΒ stillΒ going to have questions about βwhatβs nextβ and βhave I checked all my boxes?β
A second major takeaway right off the bat:
Advanced personal finance is not doing more of the basic stuff, but better. Advanced personal finance is learning how to run your finances like a CEO β that means focusing on the strategy and delegating responsibility to others.
In other words, itβs not further optimizing your Roth IRA or finding an even better credit card. If youβve gone through the basics, youβve checked all these boxes. Instead, advanced is letting yourself off the hook from doing all of this yourself, so you can focus on the strategy of earning more, increasing investment, and protecting what you have.
From a studentβs perspective, it was jarring at first β Ramit was basically saying, βIβm not going to teach you what you thought you were going to learn.β However, it made sense, and I could feel myself going along for the ride.
From the perspective of someone who builds courses, I was definitely impressed. The ability to shift expectations during a program is not easy and extremely nuanced. It is not easy to convince someone with preconceived notions to do the unexpected. Taking this program for example, if you came in expecting to learn more about investing in cryptocurrency or using platforms like Fundrise, itβs very hard to convince them that where they NEED to be focusing is learning to delegate their taxes, bookkeeping, and investment strategyβ¦ and then executing on those things.
However, Ramit makes the transition pretty seamlessly
Ramit Sethi How to Win the Game of Advanced Personal Finance Index:
Β Β Β π 00-Welcome to the program
π AdvancedPersonalFinance-Welcome.mp3
π AdvancedPersonalFinance-Welcome.mp4
π AdvancedPersonalFinance-Welcome.pdf
π AdvancedPersonalFinance-Welcome_wsoarchives.pdf
π 01-My Personal CFO
π AdvancedPersonalFinance-My-Personal-CFO.mp3
π AdvancedPersonalFinance-My-Personal-CFO.mp4
π AdvancedPersonalFinance-My-Personal-CFO.pdf
π AdvancedPersonalFinance-My-Personal-CFO_wsoarchives.pdf
π 02-Module 1-Optimizing Your Finances
π AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations.mp3
π AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations.mp4
π AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations.pdf
π AdvancedPersonalFinance-01-Advanced-personal-finance-optimizations_wsoarchives.pdf
π AdvancedPersonalFinance-01-Grow-your-investments.mp3
π AdvancedPersonalFinance-01-Grow-your-investments.mp4
π AdvancedPersonalFinance-01-Grow-your-investments.pdf
π AdvancedPersonalFinance-01-Grow-your-investments_wsoarchives.pdf
π AdvancedPersonalFinance-01-Protect-your-wealth.mp3
π AdvancedPersonalFinance-01-Protect-your-wealth.mp4
π AdvancedPersonalFinance-01-Protect-your-wealth.pdf
π AdvancedPersonalFinance-01-Protect-your-wealth_wsoarchives.pdf
π AdvancedPersonalFinance-01-Reduce-your-taxes.mp3
π AdvancedPersonalFinance-01-Reduce-your-taxes.mp4
π AdvancedPersonalFinance-01-Reduce-your-taxes.pdf
π AdvancedPersonalFinance-01-Reduce-your-taxes_wsoarchives.pdf
π AdvancedPersonalFinance-22-Life-Events-That-Could-Reduce-Your-Taxes.pdf
π AdvancedPersonalFinance-22-Life-Events-That-Could-Reduce-Your-Taxes_wsoarchives.pdf
π AdvancedPersonalFinance-Email-Script-Asking-your-CPA-about-tax-optimizations.pdf
π AdvancedPersonalFinance-Email-Script-Asking-your-CPA-about-tax-optimizations_wsoarchives.pdf
π AdvancedPersonalFinance-Module-1-Worksheet.pdf
π AdvancedPersonalFinance-Module-1-Worksheet_wsoarchives.pdf
π AdvancedPersonalFinance-Ramits-Investment-Portfolio.pdf
π AdvancedPersonalFinance-Ramits-Investment-Portfolio_wsoarchives.pdf
π Screenshot_2018-08-13 Behind the scenes of my personal finance team Advanced Personal Finance.png
π 03-Module 2-Building Your Team
π AdvancedPersonalFinance-02-A-new-model-for-money-management.mp3
π AdvancedPersonalFinance-02-A-new-model-for-money-management.mp4
π AdvancedPersonalFinance-02-A-new-model-for-money-management.pdf
π AdvancedPersonalFinance-02-A-new-model-for-money-management_wsoarchives.pdf
π AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team.mp3
π AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team.mp4
π AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team.pdf
π AdvancedPersonalFinance-02-Behind-the-scenes-of-my-personal-finance-team_wsoarchives.pdf
π AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch.mp3
π AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch.mp4
π AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch.pdf
π AdvancedPersonalFinance-02-How-to-build-your-Team-of-Experts-from-scratch_wsoarchives.pdf
π AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance.mp3
π AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance.mp4
π AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance.pdf
π AdvancedPersonalFinance-02-The-invisible-costs-of-DIY-personal-finance_wsoarchives.pdf
π AdvancedPersonalFinance-25-Tasks-My-Team-Does-For-Me.pdf
π AdvancedPersonalFinance-25-Tasks-My-Team-Does-For-Me_wsoarchives.pdf
π AdvancedPersonalFinance-Case-Study-How-I-Hired-My-Bookkeeper.pdf
π AdvancedPersonalFinance-Case-Study-How-I-Hired-My-Bookkeeper_wsoarchives.pdf
π AdvancedPersonalFinance-Email-Script-Asking-for-Referrals.pdf
π AdvancedPersonalFinance-Email-Script-Asking-for-Referrals_wsoarchives.pdf
π AdvancedPersonalFinance-Email-Script-How-I-Test-Potential-Candidates.pdf
π AdvancedPersonalFinance-Email-Script-How-I-Test-Potential-Candidates_wsoarchives.pdf
π AdvancedPersonalFinance-How-to-Use-Your-Team-of-Experts-to-Execute-Your-Module-1-Checklist.pdf
π AdvancedPersonalFinance-How-to-Use-Your-Team-of-Experts-to-Execute-Your-Module-1-Checklist_wsoarchives.pdf
π AdvancedPersonalFinance-Quickstart-Guide-to-Building-Your-Team-of-Experts.pdf
π AdvancedPersonalFinance-Quickstart-Guide-to-Building-Your-Team-of-Experts_wsoarchives.pdf
π Screenshot_2018-08-13 How to build your Team of Experts from scratch Advanced Personal Finance.png
π 04-Module 3-Living Your Rich Life
π AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts.mp3
π AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts.mp4
π AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts.pdf
π AdvancedPersonalFinance-03-How-to-overcome-your-invisible-money-scripts_wsoarchives.pdf
π AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life.mp3
π AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life.mp4
π AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life.pdf
π AdvancedPersonalFinance-03-How-to-use-money-to-live-a-better-life_wsoarchives.pdf
π AdvancedPersonalFinance-03-The-best-money-I-ever-spent.mp3
π AdvancedPersonalFinance-03-The-best-money-I-ever-spent.mp4
π AdvancedPersonalFinance-03-The-best-money-I-ever-spent.pdf
π AdvancedPersonalFinance-03-The-best-money-I-ever-spent_wsoarchives.pdf
π AdvancedPersonalFinance-03-Whats-your-1-Money-Dial.mp3
π AdvancedPersonalFinance-03-Whats-your-1-Money-Dial.mp4
π AdvancedPersonalFinance-03-Whats-your-1-Money-Dial.pdf
π AdvancedPersonalFinance-03-Whats-your-1-Money-Dial_wsoarchives.pdf
π AdvancedPersonalFinance-20-Spending-Experiments.pdf
π AdvancedPersonalFinance-20-Spending-Experiments_wsoarchives.pdf
π AdvancedPersonalFinance-Case-Study-Whats-a-money-win-youre-most-proud-of.pdf
π AdvancedPersonalFinance-Case-Study-Whats-a-money-win-youre-most-proud-of_wsoarchives.pdf
π AdvancedPersonalFinance-Case-Study-Whats-your-spending-philosophy.pdf
π AdvancedPersonalFinance-Case-Study-Whats-your-spending-philosophy_wsoarchives.pdf
π AdvancedPersonalFinance-Spending-Menu-100-Purchases-for-Living-a-Rich-Life.pdf
π AdvancedPersonalFinance-Spending-Menu-100-Purchases-for-Living-a-Rich-Life_wsoarchives.pdf
π AdvancedPersonalFinance-The-1000-Money-Dials-Challenge.pdf
π AdvancedPersonalFinance-The-1000-Money-Dials-Challenge_wsoarchives.pdf
π Screenshot_2018-08-13 How to use money to live a better life Advanced Personal Finance.png
π advancedpersonalfinance.png
Β Feel free to reach out to ourΒ CHATΒ support for personalized assistance and detailed information tailored to your needs.Β Weβre here to help!
This is an honest review ofΒ How to Win the Game of Advanced Personal Finance,Β a program from Ramit Sethi.
Advanced Personal Finance (APF) is a video course that serves as the βnext stepsβ in personal finance.
If youβre reading this, youβre probably wondering:
βShould I buy Advanced Personal Finance?β
In this article, Iβll explain:
Letβs get started.
Disclosure:Β I used to work with Ramit Sethi at I Will Teach.
I bought APF because even though I worked with a financial advisor, I wanted to hear Ramitβs take on building your βfinancial fortress.β I felt like I was still in the dark with how my investments performed, and that I was still handling too much of the minutia around my finances.
There had to be a better way
Who should buy Advanced Personal Finance?
Based on my experience through the program, seeing the level of financial acumen of the other participants, and what I was able to implement, you should take this program if: